Two steps closer to better coverage
Getting a self-insured workers’ compensation policy is a simple two-step process. First, we invite you to explore our services below and see for yourself what separates SCHB Self Insurers Fund from other workers’ compensation insurance providers. Second, find an agent in your area who can help you secure the policy that’s right for you. It’s that easy.
POLICYHOLDER SERVICES
Superior Customer Service
Each policyholder is assigned a dedicated customer service representative (CSR) who provides personalized support and resolves issues promptly. No automated systems – just a direct line to your CSR, ensuring efficient and attentive service.
Premium Payment Flexibility
Our self-service portal lets policyholders manage everything online, from payroll reports to premium payments via ACH or credit card. You control access and can grant permissions to CPAs or bookkeepers for added convenience.
Advanced Technology
We offer flexible premium payment plans that align with your business cycle. Pay premiums monthly based on actual work performed, easing financial burdens during slow periods, or opt for a fixed monthly rate for consistent payments throughout the year.
RISK CONTROL AND SAFETY
Supporting Members Through Education
Safety is our top priority. Accidents not only impact finances but also disrupt workflows, increase insurance costs and can even lead to loss of coverage.
To help mitigate risks, we offer a variety of educational programs, including general safety training and customized onsite presentations. We're committed to keeping safety a priority for all members, ensuring fewer accidents and stronger financial stability.
Experienced Team of Safety Professionals
We provide safety education and risk control services to all policyholders, from large operations to small family businesses. Our experienced team offers onsite support to help implement or refine safety programs, ensuring your job sites meet safety benchmarks and maintain a strong commitment to risk prevention.
CLAIMS MANAGEMENT
Proactive Claims Management
We actively manage claims from start to finish, ensuring the best outcomes for the injured worker and policyholder. This approach reduces costs and keeps premium increases in check, all while making sure workers receive their entitled benefits.
Experienced, Dedicated, Claims Department
With over 60 years of combined experience, our claims team is solely dedicated to managing claims through every stage. Their hands-on approach ensures efficient resolution, minimizes costs and helps workers return to work quickly.
Our Claims Management & Risk Control Partnership
Our claims and risk control teams collaborate to minimize losses. Together, they assess accidents, identify corrective actions and share findings to improve safety, reducing the risk of future incidents across all policyholders.
PREMIUM AUDIT SERVICES
Professional In-House Auditors
Our auditors are experts in the construction industry and know your business inside and out. By working with the same auditor each year, we eliminate the need for repeated explanations, making your audit process seamless and efficient.
Year-Round Support
Construction cycles can be unpredictable. Our auditors are available year-round to assist with everything from adjusting to new projects to handling insurance questions. We help you stay on track and avoid surprises, so you can focus on running your business.